Frugality encompasses buying something that is a necessity and need. It is no something you like, just want and or saw someone having them. Smart spending habits are part of simplicity and affordability.
In today's destructive economy with so many people without jobs and struggling to survive, a god question to ask is am I cheap or am I ask being frugal.
Cheap is getting everything and anything for free or pay almost nothing. Yet when we simply don't have the money, then we have nothing to spend.
A good common sense to ask ourself is can I get by without this and this a basic necessity?
Hence, frugal spending towards smart spending is not a debate to be.
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